What To Do After a Car Accident
- Make Sure That Everyone is OK and Seek Medical Assistance – Ask the obvious “Are you ok” and then call 911. Do this BEFORE you examine any potential damage to your vehicle. Safety first—property damage later.
- When the Police arrive give them a detailed statement and ask for medical assistance if you need it.
- Make No Apologies – Yes, politeness is an admirable trait, but in this situation, it’s best to politely hold back from a simple “I’m sorry, I wasn’t paying attention.” You never want a polite sentiment to be used against you as an admission of liability later.
- Ask Questions – Get the other driver’s insurance information, address, and license plate number. Talk to witnesses. Gather all of the relevant contact information of any bystanders that may have seen the accident.
- Take Pictures – These days, we all have a smart phone with a camera—use it! Having proof of the damage to the car will help with insurance, and serve as evidence if there is a dispute down the line.
- Write it down – Memories can fade quickly. Try to write down the details of the accident and the nature of your injuries as soon as possible. Keep a daily journal of any pain that you may be experiencing as a result of the accident.
- Call your lawyer if you have – Or find a lawyer who can give best legal interest in mind and will best be able to advise you about the next steps to take. If there is a dispute with your insurance company, or the seemingly simple car accident suddenly turns complicated, then seeking legal counsel is your best bet.
- Call Your Insurance Company – Report the incident to your insurance company. Also, keep track of the time and money spent pursuing your claim.
- Get a Property Damage Estimate from your Insurance Company – this valuation will serve as the amount you can recover or replace your car. If you are not happy with the figure from your insurance company, seek outside quotes.
- Be Very Careful Who You Talk To – If the other party’s insurance company contacts you, do not give them a statement but politely advise that “Your attorney will contact them on your behalf.” Why? Because your attorney is better equipped to handle the situation.
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